TakeHomeDesk
Paycheck

Tax year 2026 · Updated

Missouri Paycheck Calculator

Missouri's top rate is 4.7% after a series of triggered cuts; Kansas City and St. Louis levy a 1% earnings tax on residents.

Missouri paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type
Kansas City and St. Louis levy a 1% earnings tax on residents.Selected rate: 0%
W-4 details, retirement and benefits

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

$2,200 per qualifying child under 17, $500 per other dependent.
Percent of gross pay, pre-tax (traditional).
Section 125 items also reduce Social Security and Medicare wages.
Roth 401(k), union dues, garnishments.

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay every two weeks$1,865.67$48,507.33 per year · $4,042.28 per month

Annual state tax estimate. The Missouri income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Missouri's employer withholding tables or a complete tax return.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share
19.2%
Federal marginal rate
12%
Missouri marginal rate
4.70%
LinePer paycheckFull-year projection
Gross pay$2,307.69$60,000.00
Pre-tax retirement$0.00$0.00
Health, HSA, FSA (pre-tax)$0.00$0.00
Federal income-tax withholding$193.08$5,020.00
Social Security (6.2%)$143.08$3,720.00
Medicare (1.45%)$33.46$870.00
Missouri income-tax estimate$72.41$1,882.67
Local income tax$0.00$0.00
After-tax deductions$0.00$0.00
Take-home pay$1,865.67$48,507.33

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Missouri tax uses the 2026 rate schedule (top rate 4.7%).

Compare a Missouri salary offer with your paystub

  1. Enter annual gross salary and the employer's pay frequency. Every two weeks means 26 paychecks; twice a month means 24. Benefits entered per paycheck follow that choice.
  2. Copy the elections from your current federal W-4. A job offer's salary alone does not establish withholding.
  3. Enter your employee retirement and health deductions, then any after-tax deductions. Compare gross pay and each deduction line with a regular paystub before relying on the net estimate.
  4. For a proposed raise, run both annual salaries with the same elections, pay frequency and benefit settings. Percentage-based retirement deductions change with salary. Keep one-off bonuses separate from regular annual salary.

A raise starting partway through the year affects fewer paychecks. The annual result here is a full year at the entered salary; it does not combine earlier wages or predict a refund. For household withholding and amounts already paid, use the IRS Tax Withholding Estimator.

How Missouri paycheck taxes work in 2026

Missouri uses a graduated schedule with 7 brackets from 2% to 4.7%. The top rate applies to taxable income above $9,436 for single filers. Only the income inside each bracket is taxed at that bracket's rate, which is why the effective rate on your whole paycheck is lower than the top rate.

Before the rates apply, Missouri allows a standard deduction of $16,100 for single filers and $32,200 for joint filers. The calculator applies these automatically based on your filing status and the dependents you enter.

RateSingle filers and joint filers
0%$0 – $1,348
2%$1,348 – $2,696
2.5%$2,696 – $4,044
3%$4,044 – $5,392
3.5%$5,392 – $6,740
4%$6,740 – $8,088
4.5%$8,088 – $9,436
4.7%over $9,436

Income-tax standard deduction: $16,100 single, $32,200 joint. Married filing separately and head of household use the single schedule in this estimate.

Local income taxes in Missouri

Kansas City and St. Louis levy a 1% earnings tax on residents.

Worked example: $60,000 salary in Missouri

A single filer earning $60,000 a year, paid every two weeks, with a standard W-4 and no pre-tax deductions, sees this estimate for each paycheck in 2026. These numbers are produced by the same engine as the calculator above, so they never drift from the tool.

Gross pay$2,307.69
Federal income-tax withholding$193.08
Social Security$143.08
Medicare$33.46
Missouri income-tax estimate$72.41
Take-home pay per paycheck$1,865.67
Full-year take-home projection$48,507.33
Estimated tax share of gross pay19.2%

Comparing a raise or new offer? Use the pay raise calculator to find the percentage change and its federal-only paycheck effect, then compare both salaries above with your Missouri elections and deductions.

Federal taxes on every paycheck in 2026

Federal income tax withholding follows IRS Publication 15-T: your pay is annualised, adjusted for the entries on your Form W-4, reduced by the standard deduction built into the withholding tables ($16,100 single, $32,200 joint, $24,150 head of household), and run through the 2026 rate schedule below. Social Security is 6.2% of wages up to $184,500; Medicare is 1.45% of all wages plus 0.9% on wages above $200,000.

RateSingleMarried filing jointlyHead of household
10%$0 – $12,400$0 – $24,800$0 – $17,700
12%$12,400 – $50,400$24,800 – $100,800$17,700 – $67,450
22%$50,400 – $105,700$100,800 – $211,400$67,450 – $105,700
24%$105,700 – $201,775$211,400 – $403,550$105,700 – $201,775
32%$201,775 – $256,225$403,550 – $512,450$201,775 – $256,200
35%$256,225 – $640,600$512,450 – $768,700$256,200 – $640,600
37%over $640,600over $768,700over $640,600

Frequently asked questions

Does Missouri have state income tax?

Yes. Missouri has annual income-tax rates from 2% to 4.7% for 2026. The Missouri income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Missouri's employer withholding tables or a complete tax return.

How much is taken out of a $1,000 paycheck in Missouri?

For a single filer paid $1,000 a week with no pre-tax deductions, this 2026 calculator estimates $183.55 in tax and state-program deductions: $78.08 federal withholding, $62.00 Social Security, $14.50 Medicare, $28.97 Missouri income-tax estimate, leaving estimated take-home pay of $816.45. This assumes the same pay and elections throughout the year.

What is the Missouri income tax rate for 2026?

Missouri rates range from 2% to 4.7% in 2026, depending on taxable income and filing status. The full bracket table is above.

Does Missouri have local income taxes?

Kansas City and St. Louis levy a 1% earnings tax on residents. Enter the rate in the calculator's "City earnings tax" field to include it.

Are 401(k) contributions taxed in Missouri?

Qualifying traditional 401(k), 403(b) and similar pre-tax retirement contributions reduce federal and Missouri income-tax wages in this estimate. Social Security and Medicare still apply to those contributions; any local-tax or state-program wage rules are separate.

How do I calculate my hourly take-home pay in Missouri?

Switch the calculator to Hourly, enter your rate, hours per week and any overtime, and choose how often you are paid. The Missouri hourly paycheck calculator opens with those settings and shows the same federal, FICA and state breakdown.

Why is my actual paycheck different from this estimate?

The Missouri income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Missouri's employer withholding tables or a complete tax return. The estimate assumes steady regular pay and the elections and deductions you enter. Employer rounding, variable pay, year-to-date wage caps, benefit coverage and local-tax rules can produce different deductions. Compare gross pay and each deduction line with your paystub before using the net figure for budgeting. It does not predict a refund or balance due.

Paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on . Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.