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Tax year 2026 · Updated

Ohio Paycheck Calculator

Ohio switched to a single 2.75% rate for 2026 on income above $26,050; most cities add a municipal income tax of 1% to 2.5%.

Ohio paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type
Most Ohio cities levy a municipal income tax of 1% to 3% (Columbus and Cleveland 2.5%, Cincinnati 1.8%). Enter yours; leave at 0 if you live in a township with no city tax.Selected rate: 0%
W-4 details, retirement and benefits

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

$2,200 per qualifying child under 17, $500 per other dependent.
Percent of gross pay, pre-tax (traditional).
Section 125 items also reduce Social Security and Medicare wages.
Roth 401(k), union dues, garnishments.

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay every two weeks$1,904.71$49,522.38 per year · $4,126.86 per month

Annual state tax estimate. The Ohio income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Ohio's employer withholding tables or a complete tax return.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share
17.5%
Federal marginal rate
12%
Ohio marginal rate
2.75%
LinePer paycheckFull-year projection
Gross pay$2,307.69$60,000.00
Pre-tax retirement$0.00$0.00
Health, HSA, FSA (pre-tax)$0.00$0.00
Federal income-tax withholding$193.08$5,020.00
Social Security (6.2%)$143.08$3,720.00
Medicare (1.45%)$33.46$870.00
Ohio income-tax estimate$33.37$867.63
Local income tax$0.00$0.00
After-tax deductions$0.00$0.00
Take-home pay$1,904.71$49,522.38

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Ohio tax uses the 2026 rate schedule (top rate 2.75%).

Compare a Ohio salary offer with your paystub

  1. Enter annual gross salary and the employer's pay frequency. Every two weeks means 26 paychecks; twice a month means 24. Benefits entered per paycheck follow that choice.
  2. Copy the elections from your current federal W-4. A job offer's salary alone does not establish withholding.
  3. Enter your employee retirement and health deductions, then any after-tax deductions. Compare gross pay and each deduction line with a regular paystub before relying on the net estimate.
  4. For a proposed raise, run both annual salaries with the same elections, pay frequency and benefit settings. Percentage-based retirement deductions change with salary. Keep one-off bonuses separate from regular annual salary.

A raise starting partway through the year affects fewer paychecks. The annual result here is a full year at the entered salary; it does not combine earlier wages or predict a refund. For household withholding and amounts already paid, use the IRS Tax Withholding Estimator.

How Ohio paycheck taxes work in 2026

Ohio has a flat income-tax rate of 2.75% on income above $26,050. A flat rate applies to taxable income, not necessarily gross pay; deductions, exemptions and credits can change the amount owed.

Before the rates apply, Ohio allows personal exemptions of $2,400 per filer and $2,400 per dependent. The calculator applies these automatically based on your filing status and the dependents you enter.

RateSingle filers and joint filers
0%$0 – $26,050
2.75%over $26,050

Personal exemption: $2,400 per filer, $2,400 per dependent. Married filing separately and head of household use the single schedule in this estimate.

Local income taxes in Ohio

Most Ohio cities levy a municipal income tax of 1% to 3% (Columbus and Cleveland 2.5%, Cincinnati 1.8%). Enter yours; leave at 0 if you live in a township with no city tax.

Good to know. Ohio moved to a single 2.75% rate on income above $26,050 for 2026.

Worked example: $60,000 salary in Ohio

A single filer earning $60,000 a year, paid every two weeks, with a standard W-4 and no pre-tax deductions, sees this estimate for each paycheck in 2026. These numbers are produced by the same engine as the calculator above, so they never drift from the tool.

Gross pay$2,307.69
Federal income-tax withholding$193.08
Social Security$143.08
Medicare$33.46
Ohio income-tax estimate$33.37
Take-home pay per paycheck$1,904.71
Full-year take-home projection$49,522.38
Estimated tax share of gross pay17.5%

Comparing a raise or new offer? Use the pay raise calculator to find the percentage change and its federal-only paycheck effect, then compare both salaries above with your Ohio elections and deductions.

Federal taxes on every paycheck in 2026

Federal income tax withholding follows IRS Publication 15-T: your pay is annualised, adjusted for the entries on your Form W-4, reduced by the standard deduction built into the withholding tables ($16,100 single, $32,200 joint, $24,150 head of household), and run through the 2026 rate schedule below. Social Security is 6.2% of wages up to $184,500; Medicare is 1.45% of all wages plus 0.9% on wages above $200,000.

RateSingleMarried filing jointlyHead of household
10%$0 – $12,400$0 – $24,800$0 – $17,700
12%$12,400 – $50,400$24,800 – $100,800$17,700 – $67,450
22%$50,400 – $105,700$100,800 – $211,400$67,450 – $105,700
24%$105,700 – $201,775$211,400 – $403,550$105,700 – $201,775
32%$201,775 – $256,225$403,550 – $512,450$201,775 – $256,200
35%$256,225 – $640,600$512,450 – $768,700$256,200 – $640,600
37%over $640,600over $768,700over $640,600

Frequently asked questions

Does Ohio have state income tax?

Yes. Ohio has a flat income-tax rate of 2.75% for 2026. The Ohio income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Ohio's employer withholding tables or a complete tax return.

How much is taken out of a $1,000 paycheck in Ohio?

For a single filer paid $1,000 a week with no pre-tax deductions, this 2026 calculator estimates $167.03 in tax and state-program deductions: $78.08 federal withholding, $62.00 Social Security, $14.50 Medicare, $12.45 Ohio income-tax estimate, leaving estimated take-home pay of $832.97. This assumes the same pay and elections throughout the year.

What is the Ohio income tax rate for 2026?

Ohio charges a flat 2.75% in 2026 on income above $26,050.

Does Ohio have local income taxes?

Most Ohio cities levy a municipal income tax of 1% to 3% (Columbus and Cleveland 2.5%, Cincinnati 1.8%). Enter yours; leave at 0 if you live in a township with no city tax. Enter the rate in the calculator's "Municipal income tax" field to include it.

Are 401(k) contributions taxed in Ohio?

Qualifying traditional 401(k), 403(b) and similar pre-tax retirement contributions reduce federal and Ohio income-tax wages in this estimate. Social Security and Medicare still apply to those contributions; any local-tax or state-program wage rules are separate.

How do I calculate my hourly take-home pay in Ohio?

Switch the calculator to Hourly, enter your rate, hours per week and any overtime, and choose how often you are paid. The Ohio hourly paycheck calculator opens with those settings and shows the same federal, FICA and state breakdown.

Why is my actual paycheck different from this estimate?

The Ohio income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Ohio's employer withholding tables or a complete tax return. The estimate assumes steady regular pay and the elections and deductions you enter. Employer rounding, variable pay, year-to-date wage caps, benefit coverage and local-tax rules can produce different deductions. Compare gross pay and each deduction line with your paystub before using the net figure for budgeting. It does not predict a refund or balance due.

Paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on . Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.