Tax year 2026 · Updated October 4, 2026

Pennsylvania Paycheck Calculator

Pennsylvania taxes wages at 3.07%, with local taxes and an employee unemployment contribution calculated separately. Choose a Philadelphia payment-period preset or enter your own local rate.

Pennsylvania paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type

SalaryHourly

Annual salary (gross, before taxes)

Pay frequency

Filing status (Form W-4, Step 1)

Local tax (EIT or Philadelphia)

Choose the Philadelphia preset for the payment period, or enter your local EIT rate. Philadelphia presets use gross employee wages before retirement and Section 125 deductions. Custom rates use the PA wage base unless you enter an override.Selected rate: 1%

Local taxable pay per paycheck (optional)

Leave blank for the selected preset’s wage base. Enter your payroll’s local taxable amount when work allocation or other rules change it. Custom rates use the PA wage base; zero is an explicit zero-wage override.

W-4 details, retirement and benefits

My current federal W-4 claims exemption

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

Step 2(c) box is checked (two jobs, or spouse also works)

Step 3: dependents credit (annual $)

$2,200 per qualifying child under 17, $500 per other dependent.

Step 4(c): extra withholding per paycheck

Step 4(a): other annual income

Step 4(b): deductions beyond the standard deduction

401(k) / 403(b) contribution

Percent of gross pay, pre-tax (traditional).

Health premiums, HSA, FSA per paycheck

Section 125 items also reduce Social Security and Medicare wages.

After-tax deductions per paycheck

Roth 401(k), union dues, garnishments.

Dependents for Pennsylvania exemptions

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay every two weeks$1,842.54$47,906.00 per year · $3,992.17 per month

Annual state tax estimate. The Pennsylvania income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Pennsylvania's employer withholding tables or a complete tax return.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share

20.2%

Federal marginal rate

12%

Pennsylvania marginal rate

3.07%

Line	Per paycheck	Full-year projection
Gross pay	$2,307.69	$60,000.00
Pre-tax retirement	$0.00	$0.00
Health, HSA, FSA (pre-tax)	$0.00	$0.00
Federal income-tax withholding	$193.08	$5,020.00
Social Security (6.2%)	$143.08	$3,720.00
Medicare (1.45%)	$33.46	$870.00
Pennsylvania income-tax estimate	$70.85	$1,842.00
Local income tax	$23.08	$600.00
Pennsylvania UC employee contribution	$1.62	$42.00
After-tax deductions	$0.00	$0.00
Take-home pay	$1,842.54	$47,906.00

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Pennsylvania tax uses the 2026 rate schedule (top rate 3.07%).

Compare a Pennsylvania salary offer with your paystub

Enter annual gross salary and the employer's pay frequency. Every two weeks means 26 paychecks; twice a month means 24. Benefits entered per paycheck follow that choice.
Copy the elections from your current federal W-4. A job offer's salary alone does not establish withholding.
Enter your employee retirement and health deductions, then any after-tax deductions. Compare gross pay and each deduction line with a regular paystub before relying on the net estimate.
For a proposed raise, run both annual salaries with the same elections, pay frequency and benefit settings. Percentage-based retirement deductions change with salary. Keep one-off bonuses separate from regular annual salary.

A raise starting partway through the year affects fewer paychecks. The annual result here is a full year at the entered salary; it does not combine earlier wages or predict a refund. For household withholding and amounts already paid, use the IRS Tax Withholding Estimator.

How Pennsylvania paycheck taxes work in 2026

Pennsylvania has a flat income-tax rate of 3.07%. A flat rate applies to taxable income, not necessarily gross pay; deductions, exemptions and credits can change the amount owed.

Pennsylvania applies its rate to wages with no separate state standard deduction or personal exemption in this estimate.

Pennsylvania 2026 income tax brackets
Rate	Single filers and joint filers
3.07%	over $0

State payroll deductions

Beyond income tax, Pennsylvania employees pay into state programs that appear as separate lines on a pay stub: Pennsylvania UC employee contribution at 0.07% of all wages. These are included in the estimate.

Local income taxes in Pennsylvania

Good to know. Pennsylvania taxes 401(k) and similar retirement contributions; only Section 125 items (health premiums, HSA) are excluded from state wages. Philadelphia rates from July 1, 2026 are 3.735% for residents and 3.425% for nonresidents; January–June presets use 3.74% and 3.43%. Annual figures apply the selected rate for a full year and do not blend payment dates. Work allocation, credits and income-based refunds are not calculated. The employee UC contribution is 0.07% of gross wages with no annual wage cap. The separate employer UC wage base does not cap this employee deduction. This assumes employment covered by Pennsylvania UC.

Worked example: $60,000 salary in Pennsylvania

A single filer earning $60,000 a year, paid every two weeks, with a standard W-4 and no pre-tax deductions, sees this estimate for each paycheck in 2026. These numbers are produced by the same engine as the calculator above, so they never drift from the tool.

Example bi-weekly paycheck breakdown in Pennsylvania
Gross pay	$2,307.69
Federal income-tax withholding	$193.08
Social Security	$143.08
Medicare	$33.46
Pennsylvania income-tax estimate	$70.85
Local income tax	$23.08
Pennsylvania UC employee contribution	$1.62
Take-home pay per paycheck	$1,842.54
Full-year take-home projection	$47,906.00
Estimated tax share of gross pay	20.2%

Comparing a raise or new offer? Use the pay raise calculator to find the percentage change and its federal-only paycheck effect, then compare both salaries above with your Pennsylvania elections and deductions.

Federal taxes on every paycheck in 2026

Federal income tax withholding follows IRS Publication 15-T: your pay is annualised, adjusted for the entries on your Form W-4, reduced by the standard deduction built into the withholding tables ($16,100 single, $32,200 joint, $24,150 head of household), and run through the 2026 rate schedule below. Social Security is 6.2% of wages up to $184,500; Medicare is 1.45% of all wages plus 0.9% on wages above $200,000.

2026 federal income tax brackets by filing status
Rate	Single	Married filing jointly	Head of household
10%	$0 – $12,400	$0 – $24,800	$0 – $17,700
12%	$12,400 – $50,400	$24,800 – $100,800	$17,700 – $67,450
22%	$50,400 – $105,700	$100,800 – $211,400	$67,450 – $105,700
24%	$105,700 – $201,775	$211,400 – $403,550	$105,700 – $201,775
32%	$201,775 – $256,225	$403,550 – $512,450	$201,775 – $256,200
35%	$256,225 – $640,600	$512,450 – $768,700	$256,200 – $640,600
37%	over $640,600	over $768,700	over $640,600

Frequently asked questions

Does Pennsylvania have state income tax?

Yes. Pennsylvania has a flat income-tax rate of 3.07% for 2026. The Pennsylvania income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Pennsylvania's employer withholding tables or a complete tax return.

How much is taken out of a $1,000 paycheck in Pennsylvania?

For a single filer paid $1,000 a week with no pre-tax deductions, this 2026 calculator estimates $195.98 in tax and state-program deductions: $78.08 federal withholding, $62.00 Social Security, $14.50 Medicare, $30.70 Pennsylvania income-tax estimate, $10.00 local tax and $0.70 in state programs, leaving estimated take-home pay of $804.02. This assumes the same pay and elections throughout the year.

What is the Pennsylvania income tax rate for 2026?

Pennsylvania charges a flat 3.07% in 2026.

Does Pennsylvania have local income taxes?

What Philadelphia Wage Tax rate applies in 2026?

For payments from July 1, 2026, the rate is 3.735% for residents and 3.425% for nonresidents. January–June payments use 3.74% and 3.43%. Select the matching preset. Annual results apply the selected rate throughout a steady-pay year; they do not blend the two payment periods.

Do health and retirement deductions reduce Philadelphia Wage Tax?

The city’s published guidance includes employee medical, Section 125, HSA/FSA and retirement contributions in Wage Tax wages. Philadelphia presets therefore use gross employee pay before these deductions. Employer-paid benefits are outside the gross-pay input. Custom local rates keep the Pennsylvania wage-base assumption unless you enter a local taxable-pay override.

Are 401(k) contributions taxed in Pennsylvania?

Yes. Pennsylvania is one of the few states that taxes traditional 401(k) and 403(b) contributions even though they are excluded from federal taxable wages. The calculator handles this automatically.

How do I calculate my hourly take-home pay in Pennsylvania?

Switch the calculator to Hourly, enter your rate, hours per week and any overtime, and choose how often you are paid. The Pennsylvania hourly paycheck calculator opens with those settings and shows the same federal, FICA and state breakdown.

Why is my actual paycheck different from this estimate?

The Pennsylvania income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Pennsylvania's employer withholding tables or a complete tax return. The estimate assumes steady regular pay and the elections and deductions you enter. Employer rounding, variable pay, year-to-date wage caps, benefit coverage and local-tax rules can produce different deductions. Compare gross pay and each deduction line with your paystub before using the net figure for budgeting. It does not predict a refund or balance due.

Paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on September 5, 2026. Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.