Tax year 2026 · Updated September 3, 2026
North Dakota Paycheck Calculator
North Dakota has the lowest top rate of any state with an income tax, 2.5%, and most filers pay 1.95% or nothing at all.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Pre-tax retirement | $0.00 | $0.00 |
| Health, HSA, FSA (pre-tax) | $0.00 | $0.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security (6.2%) | $143.08 | $3,720.00 |
| Medicare (1.45%) | $33.46 | $870.00 |
| North Dakota income tax | $0.00 | $0.00 |
| After-tax deductions | $0.00 | $0.00 |
| Take-home pay | $1,938.08 | $50,390.00 |
Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. North Dakota tax uses the 2026 rate schedule (top rate 2.5%).
How North Dakota paycheck taxes work in 2026
North Dakota uses a graduated schedule with 2 brackets from 1.95% to 2.5%. The top rate applies to taxable income above $244,825 for single filers and $298,075 for joint filers. Only the income inside each bracket is taxed at that bracket's rate, which is why the effective rate on your whole paycheck is lower than the top rate.
Before the rates apply, North Dakota allows a standard deduction of $16,100 for single filers and $32,200 for joint filers. The calculator applies these automatically based on your filing status and the dependents you enter.
| Rate | Single filers | Married filing jointly |
|---|---|---|
| 0% | $0 – $48,475 | $0 – $80,975 |
| 1.95% | $48,475 – $244,825 | $80,975 – $298,075 |
| 2.5% | over $244,825 | over $298,075 |
Standard deduction: $16,100 single, $32,200 joint. Married filing separately and head of household use the single schedule in this estimate.
Worked example: $60,000 salary in North Dakota
A single filer earning $60,000 a year, paid every two weeks, with a standard W-4 and no pre-tax deductions, sees this on each paycheck in 2026. These numbers are produced by the same engine as the calculator above, so they never drift from the tool.
| Gross pay | $2,307.69 |
| Federal income tax | $193.08 |
| Social Security | $143.08 |
| Medicare | $33.46 |
| North Dakota income tax | $0.00 |
| Take-home pay per paycheck | $1,938.08 |
| Take-home pay per year | $50,390.00 |
| Effective tax rate | 16.0% |
Federal taxes on every paycheck in 2026
Federal income tax withholding follows IRS Publication 15-T: your pay is annualised, adjusted for the entries on your Form W-4, reduced by the standard deduction built into the withholding tables ($16,100 single, $32,200 joint, $24,150 head of household), and run through the 2026 rate schedule below. Social Security is 6.2% of wages up to $184,500; Medicare is 1.45% of all wages plus 0.9% on wages above $200,000.
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 | $0 – $17,700 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 | $17,700 – $67,450 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 | $67,450 – $105,700 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 | $105,700 – $201,775 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 | $201,775 – $256,200 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 | $256,200 – $640,600 |
| 37% | over $640,600 | over $768,700 | over $640,600 |
Frequently asked questions
Does North Dakota have state income tax?
Yes. North Dakota uses a graduated income tax with rates from 1.95% to 2.5% for 2026, withheld from each paycheck by your employer.
How much is taken out of a $1,000 paycheck in North Dakota?
For a single filer paid $1,000 a week with no pre-tax deductions, about $154.58 is withheld in 2026: $78.08 federal income tax, $62.00 Social Security, $14.50 Medicare, leaving take-home pay of about $845.42.
What is the North Dakota income tax rate for 2026?
North Dakota rates range from 1.95% to 2.5% in 2026, depending on taxable income and filing status. The full bracket table is above.
Are 401(k) contributions taxed in North Dakota?
No. Like the federal government, North Dakota excludes traditional 401(k), 403(b) and similar pre-tax retirement contributions from taxable wages. Social Security and Medicare still apply to those contributions.
How do I calculate my hourly take-home pay in North Dakota?
Switch the calculator to Hourly, enter your rate, hours per week and any overtime, and choose how often you are paid. The North Dakota hourly paycheck calculator opens with those settings and shows the same federal, FICA and state breakdown.
Why is my actual paycheck different from this estimate?
Employers use IRS Publication 15-T and the state's own withholding tables, and your year-to-date wages, benefits, bonuses, garnishments and any local taxes change the numbers. This estimate annualises your regular pay; it will be closest for a steady salary with a standard W-4.
Related calculators
- North Dakota hourly paycheck calculatorHourly rate, hours and overtime
- Federal income tax calculatorYour 2026 federal tax bill
- W-4 withholding calculatorCheck if enough is being withheld
- Pay raise calculatorWhat a raise means after tax
- Hours worked calculatorTime card to gross pay
- Texas paycheck calculator
- Florida paycheck calculator
- California paycheck calculator
- New York paycheck calculator
- Illinois paycheck calculator
- Pennsylvania paycheck calculator
Paycheck calculators for other states
- AlabamaUp to 5%
- AlaskaNo income tax
- ArizonaFlat 2.5%
- ArkansasUp to 3.9%
- CaliforniaUp to 13.3%
- ColoradoFlat 4.4%
- ConnecticutUp to 6.99%
- DelawareUp to 6.6%
- District of ColumbiaUp to 10.75%
- FloridaNo income tax
- GeorgiaFlat 5.19%
- HawaiiUp to 11%
- IdahoFlat 5.3%
- IllinoisFlat 4.95%
- IndianaFlat 2.95%
- IowaFlat 3.8%
- KansasUp to 5.58%
- KentuckyFlat 3.5%
- LouisianaFlat 3%
- MaineUp to 7.15%
- MarylandUp to 6.5%
- MassachusettsUp to 9%
- MichiganFlat 4.25%
- MinnesotaUp to 9.85%
- MississippiFlat 4%
- MissouriUp to 4.7%
- MontanaUp to 5.65%
- NebraskaUp to 4.55%
- NevadaNo income tax
- New HampshireNo income tax
- New JerseyUp to 10.75%
- New MexicoUp to 5.9%
- New YorkUp to 10.9%
- North CarolinaFlat 3.99%
- OhioFlat 2.75%
- OklahomaUp to 4.5%
- OregonUp to 9.9%
- PennsylvaniaFlat 3.07%
- Rhode IslandUp to 5.99%
- South CarolinaUp to 6%
- South DakotaNo income tax
- TennesseeNo income tax
- TexasNo income tax
- UtahFlat 4.5%
- VermontUp to 8.75%
- VirginiaUp to 5.75%
- WashingtonNo income tax
- West VirginiaUp to 4.82%
- WisconsinUp to 7.65%
- WyomingNo income tax
Sources and updates
Figures are for tax year 2026 and were checked against the sources below on . Rates change every January; we review every data file at the start of each year and whenever a state announces a mid-year change.
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan 1, 2026)
- North Dakota Department of Revenue, withholding
- IRS, Revenue Procedure 2025-32: tax inflation adjustments for tax year 2026 (standard deduction, rate brackets)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, Worksheet 1A percentage method for automated payroll systems
- Social Security Administration, 2026 contribution and benefit base $184,500
- IRS Topic 751, Social Security and Medicare withholding rates (6.2% and 1.45%; Additional Medicare Tax 0.9% over $200,000)
- Tax Foundation, 2026 Tax Brackets (head of household and married filing separately thresholds)
This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.