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Tax year 2026 · Updated

Georgia Paycheck Calculator

Estimate Georgia take-home pay with the revised 4.99% rate and June 2026 withholding tables. Enter your G-4 status, allowances and extra withholding separately from your federal W-4.

Georgia paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type
Georgia G-4 settings
Use the letter from your G-4. Married couples with two working spouses use B; C is for one working spouse.
Total of dependent allowances on line 4 and adjustment allowances on line 5. Use the completed certificate’s count.
Additional dollars per paycheck.

Use an existing qualifying G-4 election. Exemption removes Georgia withholding, including extras; federal taxes still apply. This estimate uses the June 2026 tables at 4.99%, available from May 11, 2026.

W-4 details, retirement and benefits

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

$2,200 per qualifying child under 17, $500 per other dependent.
Percent of gross pay, pre-tax (traditional).
Section 125 items also reduce Social Security and Medicare wages.
Roth 401(k), union dues, garnishments.

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay every two weeks$1,851.71$48,144.38 per year · $4,012.03 per month

Georgia payroll withholding. The state income-tax line uses the Georgia percentage tables and your G-4 elections for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share
19.8%
Federal marginal rate
12%
Georgia marginal income-tax rate
4.99%
LinePer paycheckFull-year projection
Gross pay$2,307.69$60,000.00
Pre-tax retirement$0.00$0.00
Health, HSA, FSA (pre-tax)$0.00$0.00
Federal income-tax withholding$193.08$5,020.00
Social Security (6.2%)$143.08$3,720.00
Medicare (1.45%)$33.46$870.00
Georgia withholding$86.37$2,245.62
After-tax deductions$0.00$0.00
Take-home pay$1,851.71$48,144.38

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026.

Compare a Georgia salary offer with your paystub

  1. Enter annual gross salary and the employer's pay frequency. Every two weeks means 26 paychecks; twice a month means 24. Benefits entered per paycheck follow that choice.
  2. Copy the elections from your current federal W-4 and the separate state certificate fields shown in the form. A job offer's salary alone does not establish withholding.
  3. Enter your employee retirement and health deductions, then any after-tax deductions. Compare gross pay and each deduction line with a regular paystub before relying on the net estimate.
  4. For a proposed raise, run both annual salaries with the same elections, pay frequency and benefit settings. Percentage-based retirement deductions change with salary. Keep one-off bonuses separate from regular annual salary.

A raise starting partway through the year affects fewer paychecks. The annual result here is a full year at the entered salary; it does not combine earlier wages or predict a refund. For household withholding and amounts already paid, use the IRS Tax Withholding Estimator.

How Georgia paycheck taxes work in 2026

Georgia’s revised 2026 income-tax rate is 4.99%. The June employer guide also raises the standard deduction to $15,000 for single, separate and head-of-household filers, or $30,000 for joint filers, and the dependent deduction to $5,000. This calculator uses the updated employer percentage method and the printed pay-period deductions.

For payroll withholding, G-4 status C uses the larger deduction for a married couple with one working spouse. Status B uses the smaller deduction when both spouses work or file separately; A and D also use the smaller amount. Subtract that deduction and the allowance amount for the pay period, apply 4.99%, then add extra withholding and round to cents. Even with zero allowances, the standard deduction still applies.

Georgia 2026 income tax brackets
RateSingle filers and joint filers
4.99%over $0

Income-tax standard deduction: $15,000 single, $30,000 joint. Personal exemption: $0 per filer, $5,000 per dependent. Married filing separately and head of household use the single schedule in this estimate.

Good to know. Uses the June 2026 employer percentage tables and current G-4 elections: 4.99%, a $15,000 standard deduction ($30,000 for G-4 C), and $5,000 per total allowance on an annual basis. Printed paycheck-period amounts are used and withholding is rounded to cents. G-4 B covers married filing separately or both spouses working; C covers married filing jointly with one spouse working. Federal filing status does not select your G-4 letter. The default is A with zero allowances. The 4.99% income-tax rate applies retroactively to the 2026 tax year, while employers could start using it for withholding on May 11, 2026. Annual results project the current rules across steady paychecks; they do not reconstruct earlier 5.19% withholding or calculate a refund. Georgia's 2026 guidance keeps regular withholding on overtime and tips. Any qualifying return deductions, state credits, interstate wage allocation and separately paid bonuses need separate treatment.

Worked example: $60,000 salary in Georgia

A single filer earning $60,000 a year, paid every two weeks, with a standard W-4 and no pre-tax deductions, G-4 A (single), zero state allowances, no extra state withholding and the June 2026 tables, sees this estimate for each paycheck in 2026. These numbers are produced by the same engine as the calculator above, so they never drift from the tool.

Example bi-weekly paycheck breakdown in Georgia
Gross pay$2,307.69
Federal income-tax withholding$193.08
Social Security$143.08
Medicare$33.46
Georgia withholding$86.37
Take-home pay per paycheck$1,851.71
Full-year take-home projection$48,144.38
Estimated tax share of gross pay19.8%

Comparing a raise or new offer? Use the pay raise calculator to find the percentage change and its federal-only paycheck effect, then compare both salaries above with your Georgia elections and deductions.

How Georgia G-4 status changes your paycheck

The G-4 certificate records your state status letter and total allowances on line 7. The total combines dependent allowances from line 4 and adjustment allowances from the completed line 5 worksheet. Federal W-4 dollar credits do not replace this count.

At $5,000 of monthly taxable wages, zero allowances and no extra withholding, the June 2026 percentage method gives these state amounts:

Georgia withholding by G-4 status at $5,000 monthly wages and zero allowances
G-4 statusPer month
A — Single$187.13
B — Married, separate or both spouses working$187.13
C — Married filing jointly, one spouse working$124.75
D — Head of household$187.13

The employer guide’s page 48 example uses $2,000 paid twice a month, status C and one allowance. After its $1,250 deduction and $208.33 allowance, $541.67 is subject to 4.99% withholding: $27.03 per paycheck. Page 49 shows zero withholding for $935 every two weeks, head-of-household status and two allowances.

These are current regular-pay estimates. The new rate could be used from May 11, 2026; an annual projection here uses the current rules for every paycheck. It does not reconstruct earlier deductions, calculate a refund, or determine eligibility for G-4 allowances or exemption.

Federal taxes on every paycheck in 2026

Federal income tax withholding follows IRS Publication 15-T: your pay is annualised, adjusted for the entries on your Form W-4, reduced by the standard deduction built into the withholding tables ($16,100 single, $32,200 joint, $24,150 head of household), and run through the 2026 rate schedule below. Social Security is 6.2% of wages up to $184,500; Medicare is 1.45% of all wages plus 0.9% on wages above $200,000.

2026 federal income tax brackets by filing status
RateSingleMarried filing jointlyHead of household
10%$0 – $12,400$0 – $24,800$0 – $17,700
12%$12,400 – $50,400$24,800 – $100,800$17,700 – $67,450
22%$50,400 – $105,700$100,800 – $211,400$67,450 – $105,700
24%$105,700 – $201,775$211,400 – $403,550$105,700 – $201,775
32%$201,775 – $256,225$403,550 – $512,450$201,775 – $256,200
35%$256,225 – $640,600$512,450 – $768,700$256,200 – $640,600
37%over $640,600over $768,700over $640,600

Frequently asked questions

Does Georgia have state income tax?

Yes. Georgia has a flat income-tax rate of 4.99% for 2026. The state income-tax line uses the Georgia percentage tables and your G-4 elections for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill.

How much is taken out of a $1,000 paycheck in Georgia?

For a single filer paid $1,000 a week with no pre-tax deductions, G-4 A (single), zero state allowances, no extra state withholding and the June 2026 tables, this 2026 calculator estimates $190.09 in tax and state-program deductions: $78.08 federal withholding, $62.00 Social Security, $14.50 Medicare, $35.51 Georgia withholding, leaving estimated take-home pay of $809.91. This assumes the same pay and elections throughout the year.

Is Georgia income tax 5.19% or 4.99% in 2026?

The revised 2026 rate is 4.99%, retroactive to the start of the tax year. The employer guide allowed withholding at the new rate from May 11, 2026. This calculator uses the June 2026 tables for current paychecks and projects those rules across the year; it does not blend in earlier withholding at 5.19%.

Which allowances should I enter from Georgia Form G-4?

Enter the total on line 7: dependent allowances from line 4 plus Georgia adjustment allowances from line 5. Line 5 requires the certificate’s worksheet. The calculator uses your completed count and does not determine which allowances you qualify for. Enter additional dollars per paycheck from line 6 separately.

Why does G-4 distinguish one working spouse from two?

Status C gives a married joint filer with one working spouse the larger payroll deduction. Status B uses the smaller deduction for married separate filers or when both spouses work. Use the letter on your G-4 independently of your federal W-4 status. A qualifying line 8 exemption removes only Georgia withholding, including extras.

Are 401(k) contributions taxed in Georgia?

Qualifying traditional 401(k), 403(b) and similar pre-tax retirement contributions reduce federal and Georgia income-tax wages in this estimate. Social Security and Medicare still apply to those contributions; any local-tax or state-program wage rules are separate.

How do I calculate my hourly take-home pay in Georgia?

Switch the calculator to Hourly, enter your rate, hours per week and any overtime, and choose how often you are paid. The Georgia hourly paycheck calculator opens with those settings and shows the same federal, FICA and state breakdown.

Why is my actual paycheck different from this estimate?

The state income-tax line uses the Georgia percentage tables and your G-4 elections for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill. The estimate assumes steady regular pay and the elections and deductions you enter. Employer rounding, variable pay, year-to-date wage caps, benefit coverage and local-tax rules can produce different deductions. Compare gross pay and each deduction line with your paystub before using the net figure for budgeting. It does not predict a refund or balance due.

Paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on . Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.