Tax year 2026 · Updated
Oregon Paycheck Calculator
Oregon has no sales tax but a steep income tax that reaches 9.9%, plus a 0.6% Paid Leave Oregon contribution and a 0.1% transit tax on wages.
Annual state tax estimate. The Oregon income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Oregon's employer withholding tables or a complete tax return.
Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.
| Line | Per paycheck | Full-year projection |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Pre-tax retirement | $0.00 | $0.00 |
| Health, HSA, FSA (pre-tax) | $0.00 | $0.00 |
| Federal income-tax withholding | $193.08 | $5,020.00 |
| Social Security (6.2%) | $143.08 | $3,720.00 |
| Medicare (1.45%) | $33.46 | $870.00 |
| Oregon income-tax estimate | $170.01 | $4,420.38 |
| Local income tax | $0.00 | $0.00 |
| Paid Leave Oregon (employee share) | $13.85 | $360.00 |
| Oregon statewide transit tax | $2.31 | $60.00 |
| After-tax deductions | $0.00 | $0.00 |
| Take-home pay | $1,751.91 | $45,549.63 |
Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.
Oregon uses an annual income-tax estimate here, not the OR-W-4 payroll tables. The federal income-tax deduction is omitted. Portland-area taxes are not calculated automatically; see the local-tax guide before using a custom rate.
Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Oregon tax uses the 2026 rate schedule (top rate 9.9%).
Compare a Oregon salary offer with your paystub
- Enter annual gross salary and the employer's pay frequency. Every two weeks means 26 paychecks; twice a month means 24. Benefits entered per paycheck follow that choice.
- Copy the elections from your current federal W-4. A job offer's salary alone does not establish withholding.
- Enter your employee retirement and health deductions, then any after-tax deductions. Compare gross pay and each deduction line with a regular paystub before relying on the net estimate.
- For a proposed raise, run both annual salaries with the same elections, pay frequency and benefit settings. Percentage-based retirement deductions change with salary. Keep one-off bonuses separate from regular annual salary.
A raise starting partway through the year affects fewer paychecks. The annual result here is a full year at the entered salary; it does not combine earlier wages or predict a refund. For household withholding and amounts already paid, use the IRS Tax Withholding Estimator.
How Oregon paycheck taxes work in 2026
Oregon uses a graduated schedule with 4 brackets from 4.75% to 9.9%. The top rate applies to taxable income above $125,000 for single filers and $250,000 for joint filers. Only the income inside each bracket is taxed at that bracket's rate, which is why the effective rate on your whole paycheck is lower than the top rate.
Before the rates apply, Oregon allows a standard deduction of $2,910 for single filers and $5,820 for joint filers and personal exemption credits of $256 per filer and $256 per dependent. The calculator applies these automatically based on your filing status and the dependents you enter.
| Single rate | Single filers | Joint rate | Married filing jointly |
|---|---|---|---|
| 4.75% | $0 – $4,550 | 4.75% | $0 – $9,100 |
| 6.75% | $4,550 – $11,400 | 6.75% | $9,100 – $22,800 |
| 8.75% | $11,400 – $125,000 | 8.75% | $22,800 – $250,000 |
| 9.9% | over $125,000 | 9.9% | over $250,000 |
Income-tax standard deduction: $2,910 single, $5,820 joint. Personal exemption credit: $256 per filer, $256 per dependent. Married filing separately and head of household use the single schedule in this estimate.
State payroll deductions
Beyond income tax, Oregon employees pay into state programs that appear as separate lines on a pay stub: Paid Leave Oregon (employee share) at 0.6% of wages up to $184,500; Oregon statewide transit tax at 0.1% of all wages. These are included in the estimate.
Local income taxes in Oregon
For 2026, Metro SHS taxes Metro taxable income above $128,000 single or $205,000 joint at 1%. Multnomah PFA has separate thresholds and tiers. This custom-rate field does not calculate either tax automatically; do not enter a statutory rate as though it applies to all wages.
Good to know. Oregon allows a limited deduction for federal income tax paid, which this estimate does not include.
Worked example: $60,000 salary in Oregon
A single filer earning $60,000 a year, paid every two weeks, with a standard W-4 and no pre-tax deductions, sees this estimate for each paycheck in 2026. These numbers are produced by the same engine as the calculator above, so they never drift from the tool.
| Gross pay | $2,307.69 |
| Federal income-tax withholding | $193.08 |
| Social Security | $143.08 |
| Medicare | $33.46 |
| Oregon income-tax estimate | $170.01 |
| Paid Leave Oregon (employee share) | $13.85 |
| Oregon statewide transit tax | $2.31 |
| Take-home pay per paycheck | $1,751.91 |
| Full-year take-home projection | $45,549.63 |
| Estimated tax share of gross pay | 24.1% |
Comparing a raise or new offer? Use the pay raise calculator to find the percentage change and its federal-only paycheck effect, then compare both salaries above with your Oregon elections and deductions.
Oregon paychecks: Metro SHS and Multnomah PFA
For 2026, Metro Supportive Housing Services (SHS) is 1% of Metro taxable income above $128,000 for single filers or $205,000 for joint filers. Multnomah Preschool for All (PFA) starts at 1.5% above $125,000 single or $200,000 joint, with another 1.5% above $250,000 single or $400,000 joint. These are separate taxes on income above their thresholds.
For example, $150,000 of Metro taxable income for a full-year single filer produces $220 of SHS: ($150,000 − $128,000) × 1%. That is not 1% of the entire salary. This example excludes PFA and does not determine payroll withholding.
Residence and where income is earned matter. Payroll withholding requirements also differ from final tax liability. Check the Revenue Division's thresholds, filing-status definitions and withholding rules.
The calculator's custom local percentage applies to its local wage base; it does not subtract SHS/PFA thresholds or determine jurisdiction. Use it only with an appropriate effective rate and taxable-pay amount supplied by your payroll calculation. The Oregon state estimate also omits the limited federal income-tax deduction and does not reproduce OR-W-4 withholding tables.
Federal taxes on every paycheck in 2026
Federal income tax withholding follows IRS Publication 15-T: your pay is annualised, adjusted for the entries on your Form W-4, reduced by the standard deduction built into the withholding tables ($16,100 single, $32,200 joint, $24,150 head of household), and run through the 2026 rate schedule below. Social Security is 6.2% of wages up to $184,500; Medicare is 1.45% of all wages plus 0.9% on wages above $200,000.
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 | $0 – $17,700 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 | $17,700 – $67,450 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 | $67,450 – $105,700 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 | $105,700 – $201,775 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 | $201,775 – $256,200 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 | $256,200 – $640,600 |
| 37% | over $640,600 | over $768,700 | over $640,600 |
Frequently asked questions
Does Oregon have state income tax?
Yes. Oregon has annual income-tax rates from 4.75% to 9.9% for 2026. The Oregon income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Oregon's employer withholding tables or a complete tax return.
How much is taken out of a $1,000 paycheck in Oregon?
For a single filer paid $1,000 a week with no pre-tax deductions, this 2026 calculator estimates $233.12 in tax and state-program deductions: $78.08 federal withholding, $62.00 Social Security, $14.50 Medicare, $71.55 Oregon income-tax estimate and $7.00 in state programs, leaving estimated take-home pay of $766.88. This assumes the same pay and elections throughout the year.
What is the Oregon income tax rate for 2026?
Oregon rates range from 4.75% to 9.9% in 2026, depending on taxable income and filing status. The full bracket table is above.
Does Oregon have local income taxes?
Metro SHS and Multnomah PFA use different taxable-income thresholds and jurisdiction rules. The guide above explains them. The custom local rate is only an approximation: it does not determine your eligibility, subtract the thresholds or apply the PFA tiers.
Are 401(k) contributions taxed in Oregon?
Qualifying traditional 401(k), 403(b) and similar pre-tax retirement contributions reduce federal and Oregon income-tax wages in this estimate. Social Security and Medicare still apply to those contributions; any local-tax or state-program wage rules are separate.
How do I calculate my hourly take-home pay in Oregon?
Switch the calculator to Hourly, enter your rate, hours per week and any overtime, and choose how often you are paid. The Oregon hourly paycheck calculator opens with those settings and shows the same federal, FICA and state breakdown.
Why is my actual paycheck different from this estimate?
The Oregon income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Oregon's employer withholding tables or a complete tax return. The estimate assumes steady regular pay and the elections and deductions you enter. Employer rounding, variable pay, year-to-date wage caps, benefit coverage and local-tax rules can produce different deductions. Compare gross pay and each deduction line with your paystub before using the net figure for budgeting. It does not predict a refund or balance due.
Related calculators
- Oregon hourly paycheck calculatorHourly rate, hours and overtime
- Federal income tax calculatorYour 2026 federal tax bill
- W-4 withholding calculatorCheck if enough is being withheld
- Pay raise calculatorWhat a raise means after tax
- Hours worked calculatorTime card to gross pay
- Texas paycheck calculator
- Florida paycheck calculator
- California paycheck calculator
- New York paycheck calculator
- Illinois paycheck calculator
- Pennsylvania paycheck calculator
Paycheck calculators for other states
- AlabamaUp to 5%
- AlaskaNo income tax
- ArizonaFlat 2.5%
- ArkansasUp to 3.9%
- CaliforniaUp to 13.3%
- ColoradoFlat 4.4%
- ConnecticutUp to 6.99%
- DelawareUp to 6.6%
- District of ColumbiaUp to 10.75%
- FloridaNo income tax
- GeorgiaFlat 4.99%
- HawaiiUp to 11%
- IdahoFlat 5.3%
- IllinoisFlat 4.95%
- IndianaFlat 2.95%
- IowaFlat 3.8%
- KansasUp to 5.58%
- KentuckyFlat 3.5%
- LouisianaFlat 3%
- MaineUp to 9.15%
- MarylandUp to 6.5%
- MassachusettsUp to 9%
- MichiganFlat 4.25%
- MinnesotaUp to 9.85%
- MississippiFlat 4%
- MissouriUp to 4.7%
- MontanaUp to 5.65%
- NebraskaUp to 4.55%
- NevadaNo income tax
- New HampshireNo income tax
- New JerseyUp to 10.75%
- New MexicoUp to 5.9%
- New YorkUp to 10.9%
- North CarolinaFlat 3.99%
- North DakotaUp to 2.5%
- OhioFlat 2.75%
- OklahomaUp to 4.5%
- PennsylvaniaFlat 3.07%
- Rhode IslandUp to 5.99%
- South CarolinaUp to 6%
- South DakotaNo income tax
- TennesseeNo income tax
- TexasNo income tax
- UtahFlat 4.5%
- VermontUp to 8.75%
- VirginiaUp to 5.75%
- WashingtonNo income tax
- West VirginiaUp to 4.82%
- WisconsinUp to 7.65%
- WyomingNo income tax
Sources and updates
Figures are for tax year 2026 and were checked against the sources below on . Tax rules and rates can change. Each calculator identifies the method and limitations used.
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan 1, 2026)
- Oregon Department of Revenue, withholding
- Portland Revenue Division, 2026 Metro SHS thresholds and Multnomah PFA rules (reviewed September 14, 2026)
- IRS, Revenue Procedure 2025-32: tax inflation adjustments for tax year 2026 (standard deduction, rate brackets)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, Worksheet 1A percentage method for automated payroll systems
- Social Security Administration, 2026 contribution and benefit base $184,500
- IRS Topic 751, Social Security and Medicare withholding rates (6.2% and 1.45%; Additional Medicare Tax 0.9% over $200,000)
- Tax Foundation, 2026 Tax Brackets (head of household and married filing separately thresholds)
This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.