Tax year 2026 · Updated October 4, 2026

Arizona Hourly Paycheck Calculator

Turn regular hours and time-and-a-half overtime into an estimated Arizona paycheck. Compare weekly gross pay, supported deductions and take-home pay using your payroll elections.

Arizona hourly paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type

SalaryHourly

Hourly rate

Regular hours per week (excluding overtime)

Overtime hours per week (paid at 1.5×)Enter overtime separately: 45 total hours with 5 paid at time-and-a-half means 40 regular hours and 5 overtime hours. The calculator does not decide which hours qualify.

Pay frequency

Filing status (Form W-4, Step 1)

Arizona A-4 settings

A-4 withholding percentageUse the percentage on your A-4. The employer default is 2%.

Extra Arizona withholding per paycheck

Extra dollars elected on A-4 box 1.

My A-4 elects zero withholding (box 2)

Use box 2 only for an existing qualifying election expecting no Arizona tax liability. It sets state withholding to zero, including extras, and must be renewed annually. Federal taxes remain separate.

The percentage applies to taxable wages after eligible pre-tax deductions, generally federal W-2 box 1 wages. Return standard deductions and credits are not subtracted from each paycheck.

W-4 details, retirement and benefits

My current federal W-4 claims exemption

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

Step 2(c) box is checked (two jobs, or spouse also works)

Step 3: dependents credit (annual $)

$2,200 per qualifying child under 17, $500 per other dependent.

Step 4(c): extra withholding per paycheck

Step 4(a): other annual income

Step 4(b): deductions beyond the standard deduction

401(k) / 403(b) contribution

Percent of gross pay, pre-tax (traditional).

Health premiums, HSA, FSA per paycheck

Section 125 items also reduce Social Security and Medicare wages.

After-tax deductions per paycheck

Roth 401(k), union dues, garnishments.

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay per week$731.40$38,032.96 per year · $3,169.41 per month

Arizona payroll withholding. The state income-tax line uses your Arizona A-4 percentage and extra withholding for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share

16.9%

Federal marginal rate

12%

Arizona selected withholding rate

2.00%

Line	Per paycheck	Full-year projection
Gross pay	$880.00	$45,760.00
Pre-tax retirement	$0.00	$0.00
Health, HSA, FSA (pre-tax)	$0.00	$0.00
Federal income-tax withholding	$63.68	$3,311.20
Social Security (6.2%)	$54.56	$2,837.12
Medicare (1.45%)	$12.76	$663.52
Arizona withholding	$17.60	$915.20
After-tax deductions	$0.00	$0.00
Take-home pay	$731.40	$38,032.96

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026.

From a timecard to a Arizona paycheck estimate

Use paid hours after unpaid breaks. Enter regular hours separately from overtime; putting all 45 hours in the regular field and another 5 in overtime would count those 5 hours twice.

Weekly gross = hourly rate × (regular hours + 1.5 × overtime hours)

For example, $20 × (40 + 1.5 × 5) gives $950 gross for a 45-hour week. The calculator repeats that week over 52 weeks and divides the annual amount by your selected pay frequency. Every two weeks uses 26 paychecks; twice a month uses 24, so it is an average rather than the actual hours in a particular half-month.

The Department of Labor's overtime guidance covers regular-rate and eligibility rules. This tool assumes the rate you enter is the applicable regular rate and the overtime hours you enter are paid at time-and-a-half. Daily overtime, double time, tipped pay and multiple hourly rates need separate treatment.

Hourly wage to take-home pay in Arizona (2026)

Weekly take-home pay for a single filer working 40 hours with a standard W-4 and no pre-tax deductions, the 2% A-4 default, no extra Arizona withholding and no zero election.

Weekly take-home pay by hourly rate in Arizona
Hourly rate	Gross per week	Take-home per week	Full-year take-home	Estimated tax share
$15.00 / hour	$600.00	$512.02	$26,625	14.7%
$20.00 / hour	$800.00	$668.72	$34,774	16.4%
$25.00 / hour	$1,000.00	$825.42	$42,922	17.5%
$30.00 / hour	$1,200.00	$982.12	$51,070	18.2%

What 5 or 10 overtime hours add at $20 an hour

Each row assumes 40 regular hours plus the stated overtime every week for a full year, a single filer, standard W-4, no benefit deductions and the same Arizona settings as the hourly table above. These figures are generated by this calculator; they do not predict a one-off overtime check.

Repeated-week overtime comparison in Arizona, 2026
Overtime hours	Gross per week	Estimated take-home	Extra take-home
0	$800.00	$668.72	$0.00
5	$950.00	$786.25	$117.53
10	$1,100.00	$903.77	$235.05

A qualifying federal overtime deduction is separate from the amount of overtime pay. The calculator does not decide eligibility or subtract it automatically. The IRS explains how an updated W-4 can reflect the expected deduction; Social Security and Medicare generally still apply. The examples use a W-4 with no adjustments.

The Arizona calculation used for these wages

The state income-tax line uses your Arizona A-4 percentage and extra withholding for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill.

Official state payroll method. Enter your state certificate elections independently of your federal W-4.

Limits of this state estimate. Arizona paycheck withholding uses the percentage elected on Form A-4, with a 2% employer default. Select 0.5%, 1%, 1.5%, 2%, 2.5%, 3% or 3.5%, plus any extra amount per paycheck. A-4 uses gross taxable wages, generally federal W-2 box 1 wages after eligible pre-tax deductions. Federal filing status and dependent credits do not select the Arizona withholding percentage. A qualifying A-4 box 2 election sets Arizona withholding to zero and must be renewed annually. This calculator records your existing election; it does not decide eligibility or submit a form. Arizona's 2.5% annual income-tax rate is separate from the elected payroll percentage. Return standard deductions, dependent credits, charitable adjustments and other return-only relief are not modeled or automatically subtracted from withholding wages. Annual output sums the selected paycheck estimate.

For the detailed state schedules, certificate examples and local-tax guidance, see how the Arizona state calculator works.

For a change in your hourly rate, the pay raise calculator shows the percentage and annualized increase. Compare the old and new rates above to include Arizona's supported taxes and payroll deductions.

Frequently asked questions

How is hourly take-home pay calculated in Arizona?

Gross pay is your hourly rate × hours, with overtime hours at 1.5× your rate. The calculator annualises that amount, works out federal withholding under IRS Publication 15-T, applies Social Security (6.2%) and Medicare (1.45%), then applies your Arizona A-4 percentage and any extra state withholding, and shows the result for your pay period.

What is $20 an hour after taxes in Arizona?

At 40 hours a week, $20 an hour is $800.00 gross per week. For a single filer with a standard W-4, the 2% A-4 default, no extra Arizona withholding and no zero election in 2026, take-home pay is about $668.72 a week, or $34,774 a year (an estimated tax share of gross pay of 16.4%).

How is overtime taxed in Arizona?

Overtime is included in gross taxable paycheck wages for this A-4 estimate. The calculator applies your selected Arizona percentage after eligible pre-tax deductions, then adds any extra state withholding. Any qualifying overtime subtraction on the annual tax return is separate and is not automatically removed from payroll wages here.

Does Arizona have state income tax on hourly wages?

Yes. Arizona’s annual income-tax rate is 2.5%, while paycheck withholding uses your A-4 election. Positive choices range from 0.5% to 3.5%; the employer default is 2%. The same election and taxable-wage method apply to salary and hourly pay.

How many hours count as full time for this calculator?

There is no full-time eligibility test here. Enter regular paid hours excluding overtime, then enter time-and-a-half hours separately. The calculator does not classify your job, check daily overtime rules or determine the regular rate when bonuses, shift differentials or multiple pay rates apply.

Hourly paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on September 5, 2026. Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.