Tax year 2026 · Updated October 4, 2026

Indiana Hourly Paycheck Calculator

Turn regular hours and time-and-a-half overtime into an estimated Indiana paycheck. Compare weekly gross pay, supported deductions and take-home pay using your payroll elections.

Indiana hourly paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type

SalaryHourly

Hourly rate

Regular hours per week (excluding overtime)

Overtime hours per week (paid at 1.5×)Enter overtime separately: 45 total hours with 5 paid at time-and-a-half means 40 regular hours and 5 overtime hours. The calculator does not decide which hours qualify.

Pay frequency

Filing status (Form W-4, Step 1)

Indiana WH-4 settings

Indiana certificate electionMatch an existing qualifying certificate. WH-47 leaves applicable county withholding in place. WH-4MIL removes both Indiana taxes. Federal and home-state withholding are separate; eligibility is not checked.

Residence county on January 1Use your WH-4 January 1 county. The example starts in Marion County. A later move does not change this year's county selection.

Applied county rate: 2.02%. Rates effective January 1, 2026.

Personal exemptions (WH-4 line 5)The total from lines 1–4, including dependents and any qualifying age/blindness exemptions.

Additional dependents (WH-4 line 6)Qualifying children already included in your personal exemption total.

First-time and adopted child exemptions

First-time children (WH-4 line 7)Children from line 6 eligible for the first-time additional exemption.

Adopted children (WH-4 line 8)Qualifying adopted children also included on line 6.

Extra state withholding (WH-4 line 9)

Extra county withholding (WH-4 line 10)

Extra amounts are dollars per paycheck agreed with your employer. Counts default to zero; use your current certificate. Temporary WH-4AFF waivers and interstate wage allocation are outside this estimate.

W-4 details, retirement and benefits

My current federal W-4 claims exemption

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

Step 2(c) box is checked (two jobs, or spouse also works)

Step 3: dependents credit (annual $)

$2,200 per qualifying child under 17, $500 per other dependent.

Step 4(c): extra withholding per paycheck

Step 4(a): other annual income

Step 4(b): deductions beyond the standard deduction

401(k) / 403(b) contribution

Percent of gross pay, pre-tax (traditional).

Health premiums, HSA, FSA per paycheck

Section 125 items also reduce Social Security and Medicare wages.

After-tax deductions per paycheck

Roth 401(k), union dues, garnishments.

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay per week$705.26$36,673.68 per year · $3,056.14 per month

Indiana payroll withholding. The state income-tax line uses Indiana DN #1 and your WH-4 elections for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share

19.9%

Federal marginal rate

12%

Indiana marginal income-tax rate

2.95%

Line	Per paycheck	Full-year projection
Gross pay	$880.00	$45,760.00
Pre-tax retirement	$0.00	$0.00
Health, HSA, FSA (pre-tax)	$0.00	$0.00
Federal income-tax withholding	$63.68	$3,311.20
Social Security (6.2%)	$54.56	$2,837.12
Medicare (1.45%)	$12.76	$663.52
Indiana withholding	$25.96	$1,349.92
Local income tax	$17.78	$924.56
After-tax deductions	$0.00	$0.00
Take-home pay	$705.26	$36,673.68

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026.

From a timecard to a Indiana paycheck estimate

Use paid hours after unpaid breaks. Enter regular hours separately from overtime; putting all 45 hours in the regular field and another 5 in overtime would count those 5 hours twice.

Weekly gross = hourly rate × (regular hours + 1.5 × overtime hours)

For example, $20 × (40 + 1.5 × 5) gives $950 gross for a 45-hour week. The calculator repeats that week over 52 weeks and divides the annual amount by your selected pay frequency. Every two weeks uses 26 paychecks; twice a month uses 24, so it is an average rather than the actual hours in a particular half-month.

The Department of Labor's overtime guidance covers regular-rate and eligibility rules. This tool assumes the rate you enter is the applicable regular rate and the overtime hours you enter are paid at time-and-a-half. Daily overtime, double time, tipped pay and multiple hourly rates need separate treatment.

Hourly wage to take-home pay in Indiana (2026)

Weekly take-home pay for a single filer working 40 hours with a standard W-4 and no pre-tax deductions, zero WH-4 exemption counts, Marion County residence on January 1, no certificate exemption and no extra state or county withholding, including the default county income tax.

Weekly take-home pay by hourly rate in Indiana
Hourly rate	Gross per week	Take-home per week	Full-year take-home	Estimated tax share
$15.00 / hour	$600.00	$494.20	$25,699	17.6%
$20.00 / hour	$800.00	$644.96	$33,538	19.4%
$25.00 / hour	$1,000.00	$795.72	$41,378	20.4%
$30.00 / hour	$1,200.00	$946.48	$49,217	21.1%

What 5 or 10 overtime hours add at $20 an hour

Each row assumes 40 regular hours plus the stated overtime every week for a full year, a single filer, standard W-4, no benefit deductions and the same Indiana settings as the hourly table above. These figures are generated by this calculator; they do not predict a one-off overtime check.

Repeated-week overtime comparison in Indiana, 2026
Overtime hours	Gross per week	Estimated take-home	Extra take-home
0	$800.00	$644.96	$0.00
5	$950.00	$758.03	$113.06
10	$1,100.00	$871.10	$226.14

A qualifying federal overtime deduction is separate from the amount of overtime pay. The calculator does not decide eligibility or subtract it automatically. The IRS explains how an updated W-4 can reflect the expected deduction; Social Security and Medicare generally still apply. The examples use a W-4 with no adjustments.

The Indiana calculation used for these wages

The state income-tax line uses Indiana DN #1 and your WH-4 elections for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill.

Official state payroll method. Enter your state certificate elections independently of your federal W-4.

Use your Indiana county of residence on January 1. If you lived outside Indiana, use your principal Indiana work county on January 1. If both were outside Indiana, no county withholding is calculated. This tool uses the January 1, 2026 rate schedule and defaults to Marion County as an example.

Limits of this state estimate. Indiana withholding uses the WH-4 line 5, 6, 7 and 8 counts separately. Each line's deduction constant is rounded to cents before the four are added. The remaining taxable pay is used for both the 2.95% state tax and the selected county tax. Both January 1 county selectors default to Marion County for the example. Indiana residence takes priority over workplace. Moving later in the year does not change the January 1 county selection; county rates can change in January and October. An existing qualifying WH-47 certificate removes state withholding only; county withholding can remain. WH-4MIL removes both Indiana state and county withholding. Federal W-4 exemption does not remove Indiana withholding. Home-state withholding is not added automatically. Counts default to zero; enter the values from your current certificate. Eligibility, nonresident-alien limits, interstate wage allocation, WH-4AFF temporary waivers, catch-up withholding and separately paid bonuses are outside this regular-pay estimate. Annual results project the selected current rules across steady paychecks.

For the detailed state schedules, certificate examples and local-tax guidance, see how the Indiana state calculator works.

For a change in your hourly rate, the pay raise calculator shows the percentage and annualized increase. Compare the old and new rates above to include Indiana's supported taxes and payroll deductions.

Frequently asked questions

How is hourly take-home pay calculated in Indiana?

Gross pay is your hourly rate × hours, with overtime hours at 1.5× your rate. The calculator annualises that amount, works out federal withholding under IRS Publication 15-T, applies Social Security (6.2%) and Medicare (1.45%), then applies Indiana’s WH-4 deductions and separate state and county rates, and shows the result for your pay period.

What is $20 an hour after taxes in Indiana?

At 40 hours a week, $20 an hour is $800.00 gross per week. For a single filer with a standard W-4, zero WH-4 exemption counts, Marion County residence on January 1, no certificate exemption and no extra state or county withholding in 2026, take-home pay is about $644.96 a week, or $33,538 a year (an estimated tax share of gross pay of 19.4%).

How is overtime taxed in Indiana?

The calculator includes overtime in regular gross wages and applies your entered W-4 and the state method described here. Higher gross pay can increase withholding. This is a repeated-week projection, not a calculation of your final tax or refund. It does not determine a qualified overtime deduction; use the current IRS W-4 instructions to account for an eligible deduction.

Does Indiana have state income tax on hourly wages?

Yes. The state income-tax line uses Indiana DN #1 and your WH-4 elections for regular pay. The annual amount projects those paycheck estimates over a year; it does not calculate your final state tax bill. Hourly and salary inputs with the same annual gross wages and elections use the same calculation.

How many hours count as full time for this calculator?

There is no full-time eligibility test here. Enter regular paid hours excluding overtime, then enter time-and-a-half hours separately. The calculator does not classify your job, check daily overtime rules or determine the regular rate when bonuses, shift differentials or multiple pay rates apply.

Hourly paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on September 5, 2026. Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.