Tax year 2026 · Updated September 3, 2026

Minnesota Hourly Paycheck Calculator

Enter your hourly rate, hours and overtime to see what lands in your account each pay period in Minnesota. Minnesota's four brackets reach 9.85%, and its new Paid Leave program begins collecting premiums in 2026.

Minnesota hourly paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type

SalaryHourly

Hourly rate

Hours per week

Overtime hours per week (paid at 1.5×)

Pay frequency

Filing status (Form W-4, Step 1)

W-4 details, retirement and benefits

Step 2(c) box is checked (two jobs, or spouse also works)

Step 3: dependents credit (annual $)

$2,200 per qualifying child under 17, $500 per other dependent.

Step 4(c): extra withholding per paycheck

Step 4(a): other annual income

Step 4(b): deductions beyond the standard deduction

401(k) / 403(b) contribution

Percent of gross pay, pre-tax (traditional).

Health premiums, HSA, FSA per paycheck

Section 125 items also reduce Social Security and Medicare wages.

After-tax deductions per paycheck

Roth 401(k), union dues, garnishments.

Dependents for Minnesota exemptions

Estimated take-home pay per week$717.66$37,318.55 per year · $3,109.88 per month

Effective tax rate

18.4%

Federal marginal rate

12%

Minnesota marginal rate

5.35%

Line	Per paycheck	Per year
Gross pay	$880.00	$45,760.00
Pre-tax retirement	$0.00	$0.00
Health, HSA, FSA (pre-tax)	$0.00	$0.00
Federal income tax	$63.68	$3,311.20
Social Security (6.2%)	$54.56	$2,837.12
Medicare (1.45%)	$12.76	$663.52
Minnesota income tax	$31.34	$1,629.61
After-tax deductions	$0.00	$0.00
Take-home pay	$717.66	$37,318.55

Not included: Minnesota Paid Leave (employee share) (rate pending verification for 2026).

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Minnesota tax uses the 2026 rate schedule (top rate 9.85%).

Hourly wage to take-home pay in Minnesota (2026)

Weekly take-home pay for a single filer working 40 hours with a standard W-4 and no pre-tax deductions.

Weekly take-home pay by hourly rate in Minnesota
Hourly rate	Gross per week	Take-home per week	Take-home per year	Effective tax
$15.00 / hour	$600.00	$507.66	$26,399	15.4%
$20.00 / hour	$800.00	$657.66	$34,199	17.8%
$25.00 / hour	$1,000.00	$806.72	$41,949	19.3%
$30.00 / hour	$1,200.00	$953.82	$49,599	20.5%

Minnesota taxes on hourly pay

Minnesota uses a graduated schedule with 4 brackets from 5.35% to 9.85%. The top rate applies to taxable income above $203,150 for single filers and $337,930 for joint filers. Only the income inside each bracket is taxed at that bracket's rate, which is why the effective rate on your whole paycheck is lower than the top rate.

Before the rates apply, Minnesota allows a standard deduction of $15,300 for single filers and $30,600 for joint filers and personal exemptions of $0 per filer and $5,300 per dependent. The calculator applies these automatically based on your filing status and the dependents you enter.

Minnesota Paid Leave (employee share) may also be withheld; the 2026 rate is not yet confirmed, so it is not included here.

Minnesota 2026 income tax brackets
Rate	Single filers	Married filing jointly
5.35%	$0 – $33,310	$0 – $48,700
6.8%	$33,310 – $109,430	$48,700 – $193,480
7.85%	$109,430 – $203,150	$193,480 – $337,930
9.85%	over $203,150	over $337,930

Standard deduction: $15,300 single, $30,600 joint. Personal exemption: $0 per filer, $5,300 per dependent. Married filing separately and head of household use the single schedule in this estimate.

Frequently asked questions

How is hourly take-home pay calculated in Minnesota?

Gross pay is your hourly rate × hours, with overtime hours at 1.5× your rate. The calculator annualises that amount, works out federal withholding under IRS Publication 15-T, applies Social Security (6.2%) and Medicare (1.45%), then applies Minnesota's 2026 income tax rates, deductions and exemptions, and divides everything back into your pay period.

What is $20 an hour after taxes in Minnesota?

At 40 hours a week, $20 an hour is $800.00 gross per week. For a single filer with a standard W-4 in 2026, take-home pay is about $657.66 a week, or $34,199 a year (an effective tax rate of 17.8%).

How is overtime taxed in Minnesota?

Overtime is taxed like any other wages: it is added to your gross pay before federal, FICA and Minnesota taxes are calculated. A large overtime week can push more of your pay into a higher federal withholding band for that period, which is why the withholding on an overtime-heavy paycheck looks disproportionately high; it evens out on your annual return.

Does Minnesota have state income tax on hourly wages?

Yes. Minnesota withholds income tax from hourly wages at graduated rates up to 9.85% after its deductions and exemptions, exactly as it does for salaried employees.

How many hours count as full time for this calculator?

The calculator uses whatever you enter. 40 hours is the usual full-time week; hours above 40 in a workweek are paid at 1.5× under the federal Fair Labor Standards Act for non-exempt employees, and some states have daily overtime rules the calculator does not model.

Hourly paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on September 3, 2026. Rates change every January; we review every data file at the start of each year and whenever a state announces a mid-year change.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.