Tax year 2026 · Updated September 3, 2026
Maine Hourly Paycheck Calculator
Enter your hourly rate, hours and overtime to see what lands in your account each pay period in Maine. Maine's three brackets run from 5.8% to 7.15%, and its new paid family and medical leave program takes an employee contribution of up to 0.5% of wages.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $880.00 | $45,760.00 |
| Pre-tax retirement | $0.00 | $0.00 |
| Health, HSA, FSA (pre-tax) | $0.00 | $0.00 |
| Federal income tax | $63.68 | $3,311.20 |
| Social Security (6.2%) | $54.56 | $2,837.12 |
| Medicare (1.45%) | $12.76 | $663.52 |
| Maine income tax | $0.00 | $0.00 |
| After-tax deductions | $0.00 | $0.00 |
| Take-home pay | $749.00 | $38,948.16 |
Not included: Maine Paid Family & Medical Leave (employee share) (rate pending verification for 2026).
Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Maine tax uses the 2026 rate schedule (top rate 7.15%).
Hourly wage to take-home pay in Maine (2026)
Weekly take-home pay for a single filer working 40 hours with a standard W-4 and no pre-tax deductions.
| Hourly rate | Gross per week | Take-home per week | Take-home per year | Effective tax |
|---|---|---|---|---|
| $15.00 / hour | $600.00 | $524.02 | $27,249 | 12.7% |
| $20.00 / hour | $800.00 | $684.72 | $35,606 | 14.4% |
| $25.00 / hour | $1,000.00 | $845.42 | $43,962 | 15.5% |
| $30.00 / hour | $1,200.00 | $1,006.12 | $52,318 | 16.2% |
Maine taxes on hourly pay
Maine uses a graduated schedule with 3 brackets from 5.8% to 7.15%. The top rate applies to taxable income above $64,849 for single filers and $129,749 for joint filers. Only the income inside each bracket is taxed at that bracket's rate, which is why the effective rate on your whole paycheck is lower than the top rate.
Before the rates apply, Maine allows a standard deduction of $8,350 for single filers and $16,700 for joint filers and personal exemption credits of $5,300 per filer and $305 per dependent. The calculator applies these automatically based on your filing status and the dependents you enter.
Maine Paid Family & Medical Leave (employee share) may also be withheld; the 2026 rate is not yet confirmed, so it is not included here.
| Rate | Single filers | Married filing jointly |
|---|---|---|
| 5.8% | $0 – $27,399 | $0 – $54,849 |
| 6.75% | $27,399 – $64,849 | $54,849 – $129,749 |
| 7.15% | over $64,849 | over $129,749 |
Standard deduction: $8,350 single, $16,700 joint. Personal exemption credit: $5,300 per filer, $305 per dependent. Married filing separately and head of household use the single schedule in this estimate.
Frequently asked questions
How is hourly take-home pay calculated in Maine?
Gross pay is your hourly rate × hours, with overtime hours at 1.5× your rate. The calculator annualises that amount, works out federal withholding under IRS Publication 15-T, applies Social Security (6.2%) and Medicare (1.45%), then applies Maine's 2026 income tax rates, deductions and exemptions, and divides everything back into your pay period.
What is $20 an hour after taxes in Maine?
At 40 hours a week, $20 an hour is $800.00 gross per week. For a single filer with a standard W-4 in 2026, take-home pay is about $684.72 a week, or $35,606 a year (an effective tax rate of 14.4%).
How is overtime taxed in Maine?
Overtime is taxed like any other wages: it is added to your gross pay before federal, FICA and Maine taxes are calculated. A large overtime week can push more of your pay into a higher federal withholding band for that period, which is why the withholding on an overtime-heavy paycheck looks disproportionately high; it evens out on your annual return.
Does Maine have state income tax on hourly wages?
Yes. Maine withholds income tax from hourly wages at graduated rates up to 7.15% after its deductions and exemptions, exactly as it does for salaried employees.
How many hours count as full time for this calculator?
The calculator uses whatever you enter. 40 hours is the usual full-time week; hours above 40 in a workweek are paid at 1.5× under the federal Fair Labor Standards Act for non-exempt employees, and some states have daily overtime rules the calculator does not model.
Related calculators
- Maine salary paycheck calculatorAnnual salary to take-home pay
- Hours worked calculatorAdd up a time card
- Pay raise calculatorRaise as $ per hour or %
- Federal income tax calculator
- Texas hourly paycheck calculator
- Florida hourly paycheck calculator
- California hourly paycheck calculator
- New York hourly paycheck calculator
- Illinois hourly paycheck calculator
- Pennsylvania hourly paycheck calculator
Hourly paycheck calculators for other states
- AlabamaUp to 5%
- AlaskaNo income tax
- ArizonaFlat 2.5%
- ArkansasUp to 3.9%
- CaliforniaUp to 13.3%
- ColoradoFlat 4.4%
- ConnecticutUp to 6.99%
- DelawareUp to 6.6%
- District of ColumbiaUp to 10.75%
- FloridaNo income tax
- GeorgiaFlat 5.19%
- HawaiiUp to 11%
- IdahoFlat 5.3%
- IllinoisFlat 4.95%
- IndianaFlat 2.95%
- IowaFlat 3.8%
- KansasUp to 5.58%
- KentuckyFlat 3.5%
- LouisianaFlat 3%
- MarylandUp to 6.5%
- MassachusettsUp to 9%
- MichiganFlat 4.25%
- MinnesotaUp to 9.85%
- MississippiFlat 4%
- MissouriUp to 4.7%
- MontanaUp to 5.65%
- NebraskaUp to 4.55%
- NevadaNo income tax
- New HampshireNo income tax
- New JerseyUp to 10.75%
- New MexicoUp to 5.9%
- New YorkUp to 10.9%
- North CarolinaFlat 3.99%
- North DakotaUp to 2.5%
- OhioFlat 2.75%
- OklahomaUp to 4.5%
- OregonUp to 9.9%
- PennsylvaniaFlat 3.07%
- Rhode IslandUp to 5.99%
- South CarolinaUp to 6%
- South DakotaNo income tax
- TennesseeNo income tax
- TexasNo income tax
- UtahFlat 4.5%
- VermontUp to 8.75%
- VirginiaUp to 5.75%
- WashingtonNo income tax
- West VirginiaUp to 4.82%
- WisconsinUp to 7.65%
- WyomingNo income tax
Sources and updates
Figures are for tax year 2026 and were checked against the sources below on . Rates change every January; we review every data file at the start of each year and whenever a state announces a mid-year change.
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (as of Jan 1, 2026)
- Maine Department of Revenue, withholding
- IRS, Revenue Procedure 2025-32: tax inflation adjustments for tax year 2026 (standard deduction, rate brackets)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, Worksheet 1A percentage method for automated payroll systems
- Social Security Administration, 2026 contribution and benefit base $184,500
- IRS Topic 751, Social Security and Medicare withholding rates (6.2% and 1.45%; Additional Medicare Tax 0.9% over $200,000)
- Tax Foundation, 2026 Tax Brackets (head of household and married filing separately thresholds)
This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.