Tax year 2026 · Updated October 4, 2026

Pennsylvania Hourly Paycheck Calculator

Turn regular hours and time-and-a-half overtime into an estimated Pennsylvania paycheck. Compare weekly gross pay, supported deductions and take-home pay using your payroll elections.

Pennsylvania hourly paycheck calculator

Estimates for tax year 2026. Results update as you type.

Pay type

SalaryHourly

Hourly rate

Regular hours per week (excluding overtime)

Overtime hours per week (paid at 1.5×)Enter overtime separately: 45 total hours with 5 paid at time-and-a-half means 40 regular hours and 5 overtime hours. The calculator does not decide which hours qualify.

Pay frequency

Filing status (Form W-4, Step 1)

Local tax (EIT or Philadelphia)

Choose the Philadelphia preset for the payment period, or enter your local EIT rate. Philadelphia presets use gross employee wages before retirement and Section 125 deductions. Custom rates use the PA wage base unless you enter an override.Selected rate: 1%

Local taxable pay per paycheck (optional)

Leave blank for the selected preset’s wage base. Enter your payroll’s local taxable amount when work allocation or other rules change it. Custom rates use the PA wage base; zero is an explicit zero-wage override.

W-4 details, retirement and benefits

My current federal W-4 claims exemption

Use an existing qualifying election on Form W-4. Federal income-tax withholding, including extras, becomes $0. FICA and state deductions remain separate. Eligibility is not checked.

Step 2(c) box is checked (two jobs, or spouse also works)

Step 3: dependents credit (annual $)

$2,200 per qualifying child under 17, $500 per other dependent.

Step 4(c): extra withholding per paycheck

Step 4(a): other annual income

Step 4(b): deductions beyond the standard deduction

401(k) / 403(b) contribution

Percent of gross pay, pre-tax (traditional).

Health premiums, HSA, FSA per paycheck

Section 125 items also reduce Social Security and Medicare wages.

After-tax deductions per paycheck

Roth 401(k), union dues, garnishments.

Dependents for Pennsylvania exemptions

Blank adjustments count as 0 unless another default is stated. Pay, hours and an active custom rate need a value; enter 0 when appropriate.

Estimated take-home pay per week$712.57$37,053.70 per year · $3,087.81 per month

Annual state tax estimate. The Pennsylvania income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Pennsylvania's employer withholding tables or a complete tax return.

Annual and monthly figures assume the entered pay repeats for a full year. Wage caps are averaged across those paychecks; year-to-date pay and deductions are not tracked.

Estimated tax share

19.0%

Federal marginal rate

12%

Pennsylvania marginal rate

3.07%

Line	Per paycheck	Full-year projection
Gross pay	$880.00	$45,760.00
Pre-tax retirement	$0.00	$0.00
Health, HSA, FSA (pre-tax)	$0.00	$0.00
Federal income-tax withholding	$63.68	$3,311.20
Social Security (6.2%)	$54.56	$2,837.12
Medicare (1.45%)	$12.76	$663.52
Pennsylvania income-tax estimate	$27.02	$1,404.83
Local income tax	$8.80	$457.60
Pennsylvania UC employee contribution	$0.62	$32.03
After-tax deductions	$0.00	$0.00
Take-home pay	$712.57	$37,053.70

Estimated tax share is the displayed federal withholding, FICA, state/local tax estimate and state payroll deductions divided by gross pay. Benefit deductions are excluded from that share; it is not your final income-tax rate.

Federal withholding follows IRS Publication 15-T for a 2020-or-later W-4. Social Security applies to the first $184,500 of wages in 2026. Pennsylvania tax uses the 2026 rate schedule (top rate 3.07%).

From a timecard to a Pennsylvania paycheck estimate

Use paid hours after unpaid breaks. Enter regular hours separately from overtime; putting all 45 hours in the regular field and another 5 in overtime would count those 5 hours twice.

Weekly gross = hourly rate × (regular hours + 1.5 × overtime hours)

For example, $20 × (40 + 1.5 × 5) gives $950 gross for a 45-hour week. The calculator repeats that week over 52 weeks and divides the annual amount by your selected pay frequency. Every two weeks uses 26 paychecks; twice a month uses 24, so it is an average rather than the actual hours in a particular half-month.

The Department of Labor's overtime guidance covers regular-rate and eligibility rules. This tool assumes the rate you enter is the applicable regular rate and the overtime hours you enter are paid at time-and-a-half. Daily overtime, double time, tipped pay and multiple hourly rates need separate treatment.

Hourly wage to take-home pay in Pennsylvania (2026)

Weekly take-home pay for a single filer working 40 hours with a standard W-4 and no pre-tax deductions.

Weekly take-home pay by hourly rate in Pennsylvania
Hourly rate	Gross per week	Take-home per week	Full-year take-home	Estimated tax share
$15.00 / hour	$600.00	$499.18	$25,958	16.8%
$20.00 / hour	$800.00	$651.60	$33,883	18.5%
$25.00 / hour	$1,000.00	$804.02	$41,809	19.6%
$30.00 / hour	$1,200.00	$956.44	$49,735	20.3%

What 5 or 10 overtime hours add at $20 an hour

Each row assumes 40 regular hours plus the stated overtime every week for a full year, a single filer, standard W-4, no benefit deductions and the same Pennsylvania settings as the hourly table above. These figures are generated by this calculator; they do not predict a one-off overtime check.

Repeated-week overtime comparison in Pennsylvania, 2026
Overtime hours	Gross per week	Estimated take-home	Extra take-home
0	$800.00	$651.60	$0.00
5	$950.00	$765.92	$114.31
10	$1,100.00	$880.23	$228.63

A qualifying federal overtime deduction is separate from the amount of overtime pay. The calculator does not decide eligibility or subtract it automatically. The IRS explains how an updated W-4 can reflect the expected deduction; Social Security and Medicare generally still apply. The examples use a W-4 with no adjustments.

The Pennsylvania calculation used for these wages

The Pennsylvania income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Pennsylvania's employer withholding tables or a complete tax return.

Beyond income tax, Pennsylvania employees pay into state programs that appear as separate lines on a pay stub: Pennsylvania UC employee contribution at 0.07% of all wages. These are included in the estimate.

Limits of this state estimate. Pennsylvania taxes 401(k) and similar retirement contributions; only Section 125 items (health premiums, HSA) are excluded from state wages. Philadelphia rates from July 1, 2026 are 3.735% for residents and 3.425% for nonresidents; January–June presets use 3.74% and 3.43%. Annual figures apply the selected rate for a full year and do not blend payment dates. Work allocation, credits and income-based refunds are not calculated. The employee UC contribution is 0.07% of gross wages with no annual wage cap. The separate employer UC wage base does not cap this employee deduction. This assumes employment covered by Pennsylvania UC.

For the detailed state schedules, certificate examples and local-tax guidance, see how the Pennsylvania state calculator works.

For a change in your hourly rate, the pay raise calculator shows the percentage and annualized increase. Compare the old and new rates above to include Pennsylvania's supported taxes and payroll deductions.

Frequently asked questions

How is hourly take-home pay calculated in Pennsylvania?

Gross pay is your hourly rate × hours, with overtime hours at 1.5× your rate. The calculator annualises that amount, works out federal withholding under IRS Publication 15-T, applies Social Security (6.2%) and Medicare (1.45%), then applies Pennsylvania's 2026 income tax rates, deductions and exemptions and the state payroll programs listed on this page, and shows the result for your pay period.

What is $20 an hour after taxes in Pennsylvania?

At 40 hours a week, $20 an hour is $800.00 gross per week. For a single filer with a standard W-4 in 2026, take-home pay is about $651.60 a week, or $33,883 a year (an estimated tax share of gross pay of 18.5%).

How is overtime taxed in Pennsylvania?

The calculator includes overtime in regular gross wages and applies your entered W-4 and the state method described here. Higher gross pay can increase withholding. This is a repeated-week projection, not a calculation of your final tax or refund. It does not determine a qualified overtime deduction; use the current IRS W-4 instructions to account for an eligible deduction.

Does Pennsylvania have state income tax on hourly wages?

Yes. The Pennsylvania income-tax line estimates annual tax on wages using the published income-tax schedule and the deductions included here, then divides it by your pay periods. It does not reproduce Pennsylvania's employer withholding tables or a complete tax return. Hourly and salary inputs with the same annual gross wages and elections use the same calculation.

How many hours count as full time for this calculator?

There is no full-time eligibility test here. Enter regular paid hours excluding overtime, then enter time-and-a-half hours separately. The calculator does not classify your job, check daily overtime rules or determine the regular rate when bonuses, shift differentials or multiple pay rates apply.

Hourly paycheck calculators for other states

Sources and updates

Figures are for tax year 2026 and were checked against the sources below on September 5, 2026. Tax rules and rates can change. Each calculator identifies the method and limitations used.

This calculator gives estimates for information only and is not tax, legal or financial advice. Your employer's payroll system, local taxes, benefits and year-to-date wages can change the exact amounts on your pay stub. See how we calculate.